Protection of Your Personal Data

1. Definition of Personal Information

Personal information refers to any information that can directly or indirectly identify an individual. This information may be provided voluntarily by the client or obtained from authorized third parties.

2. Collection of Personal Information

TALARC FINANCIÈRE may collect certain personal information when:

• Submitting an online form;
• A request for service or financing;
• Communicating with our team;
• Using our website.

By using our services and filling out our forms, the user consents to the collection and use of the information necessary to process their request.

3. Information That May Be Collected

The information collected may include, among others:

• First and last name;
• Postal address;
• Phone number;
• Email address;
• Date of birth;
• Professional and financial information;
• Income and financial situation;
• Supporting documents provided voluntarily;
• Personal or professional references;
• Any other information necessary for file analysis or service provision.

We may also collect certain technical data related to the use of the site, including:

• IP address;
• Browser type;
• Operating system;
• Navigation data;
• Cookies and traffic statistics.

4. Use of Personal Information

The information collected is used primarily for:

• Verifying client identity;
• Studying and processing requests for services or financing;
• Communicating with users;
• Improving our services and user experience;
• Preventing fraud and ensuring security;
• Complying with our legal and regulatory obligations;
• Sending promotional information, offers, or newsletters when the client consents.

Users can unsubscribe from promotional communications at any time by using the link provided for that purpose or by contacting us directly.

5. Use of Cookies

TALARC FINANCIÈRE's website may use cookies to:

• Improve site performance;
• Analyze browsing habits;
• Remember certain user preferences;
• Optimize the browsing experience.

Users can configure their browser to refuse or limit cookies.

6. Disclosure of Information

TALARC FINANCIÈRE may share certain personal information only when necessary, including with:

• Financial institutions;
• Technical or administrative partners;
• Service providers;
• Government or judicial authorities when required by law;
• Collection agencies or legal advisors in case of contractual or legal necessity.

We ensure that these third parties adhere to adequate privacy and security standards.

7. Data Protection and Security

TALARC FINANCIÈRE implements physical, electronic, and organizational security measures to protect personal information against:

• Unauthorized access;
• Loss;
• Theft;
• Disclosure;
• Unauthorized modification or destruction.

Our security systems are regularly updated to comply with technological standards and industry best practices.

8. Data Retention

Personal information is retained only for the duration necessary to perform the services, comply with legal, regulatory, tax, or administrative obligations, and protect TALARC FINANCIÈRE's rights.

9. Right of Access, Modification, and Withdrawal

In accordance with applicable laws, any user may:

• Request access to their personal information;
• Request the correction of inaccurate information;
• Withdraw consent to certain uses of their data;
• Request the deletion of certain information when permitted by law.

Any request can be addressed to TALARC FINANCIÈRE via the contact details available on our website.

10. Policy Modification

TALARC FINANCIÈRE reserves the right to modify this privacy policy at any time to reflect legal, technological, or operational developments. Any updates will be published on our website.

11. Contact

For any questions regarding this privacy policy or the processing of personal information, please contact: